Maternity coverage offered as a rider with health insurance plan covers medical expenses incurred during pregnancy and caesarean / normal delivery including pre-and post- hospitalization charges, pre and post-natal cover and new born baby cover.After the waiting period stipulated in your policy document, you become eligible for making a maternity claim. Refer the list of network hospitals for cashless hospitalization. While most insurers may reject claims for regular check-ups, cost of vitamins and tonics, the claim process for cashless treatment and reimbursement is the same as health insurance claim. Do read the policy terms for exact coverage.
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